Livelihood Credit Assistance Program (LCAP) for Small Farmers

The Livelihood Credit Assistance Program (LCAP) provides livelihood and enterprise development assistance to small farmer beneficiaries in the Agrarian Reform Communities and members of the marginalized sectors by providing access to micro credit through accredited NLSF Program partners/conduits, supported by capability building/institutional development interventions. What is the Livelihood Credit Assistance Program? LCAP is the primary… Continue reading Livelihood Credit Assistance Program (LCAP) for Small Farmers

Top 3 Payday Loan Companies In The World

Typically, payday loans have become a financial solution for people with cash emergencies. Whatever significant expense it is, taking out a payday loan can be a viable option. Because of these circumstances, many lending companies have included payday loans as part of their financial services. And with the assistance of the Internet, accessing this type… Continue reading Top 3 Payday Loan Companies In The World

Preparing To Get Your Small Business Loan

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Once the great recession hit in 2008, companies of all sizes either saw their current financing situation turn south (banks and other lenders pulling back or canceling credit lines) or were just unable to get new financing. A trend that continues today. However, over the last couple of years, there has been some pressure put… Continue reading Preparing To Get Your Small Business Loan

How to File W2 Forms – What They Are and Why You Need Them

Tax season is around the corner and W2 forms will be distributed any day now. For many Americans, this is an exciting time of year. They are preparing to file their taxes in hopes of receiving a refund from Uncle Sam. Last year, nearly 96 million Americans received a tax refund. The average refund amount… Continue reading How to File W2 Forms – What They Are and Why You Need Them

When do You Need Debt Consolidation?

Debts are inevitable because of the volatile and uncertain nature of our world. You could be doing great financially one day, and suddenly experience an emergency the next day. Debt consolidation is a beneficial tool for every person who is worrying about paying off one debt after another. Although you can seek the guidance of… Continue reading When do You Need Debt Consolidation?

5 Surprising Benefits of Having a Top-notch Credit History

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To most individuals, having a stellar credit history is vital; however, it takes a lot of effort. But what you might not know is that credit history affects various essential aspects of your life. Having top-notch credit history offers surprising benefits that you might probably be unaware of totally. Below are some mind-blowing benefits of… Continue reading 5 Surprising Benefits of Having a Top-notch Credit History

Credit Card Against FD: Advantage and Disadvantage of Owning Such Credit Cards

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Financial institutions offer secured credit cards which are issued against fixed deposit accounts for individuals who cannot otherwise apply for a normal credit card. This can be due to many reasons ranging from low CIBIL score, being a student and therefore unemployed, etc. Even spendthrift individuals who do not prefer to have a line of… Continue reading Credit Card Against FD: Advantage and Disadvantage of Owning Such Credit Cards

4 Common Debt Collection Mistakes Small Business Owners Make

Small business owners are the most vulnerable when it comes to debt collection. If not done correctly, in fact, your business might end up losing more money due to expensive legal fees or other problems that may occur during collection. Indeed, uncollected and/or unpaid payments on transactions may pose a big threat to small businesses… Continue reading 4 Common Debt Collection Mistakes Small Business Owners Make

5 Things to consider before taking a 0% interest loan

What is a 0% interest loan? A 0% interest loan is where you only have to pay back the principal amount without interest. Instead of interest, the lender charges a fee on credit. In the United Kingdom (UK), these loans have been prevalent due to new companies offering alternatives to traditional loans. Creditsprings is a… Continue reading 5 Things to consider before taking a 0% interest loan

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