With the world still suffering a little from a hangover from the last credit crunch in 2008, credit availability is still not at its premium level. Things are starting to look better though, with lending houses starting to reopen their doors to new customers after a long time with their...
A large number of the total population in the country is self reliant and self-employed. Though, they are the master of their work lives, they have to suffer the same financial dilemmas as those working in small, middle, and larger-sized corporations. Self-employed individuals do not have all cash going straight...
A major consideration for an experienced job-seeker is the company policy on salary loans for employees. A lot of members of the working class take advantage of this particular kind of loan for several purposes: medical emergencies, calamity assistance, house renovation, an investment purchase, educational assistance, and many more. While...
Filing your federal tax returns is not an easy task for most people; if you’re ready to file with the IRS , but are not able to pay in full the experts advise that you file anyway. Penalties apply for failure to file and failure to pay IRS. To reduce the...
Ever since the idea of tying travel to taxes started percolating in Washington years ago people with tax debt started seek good tax attorneys. Now that the IRS and the Justice Department have started cooperating it is even more cause for a tax debt resolution. Now days anybody suffering tax...
It is not easy to get personal loans in the Philippines nowadays. Banks are getting stricter with the requirements now that there’s been a constant fluctuation in the country’s economy as well as that of the whole world. The burden does not stop once you get your personal loan approved....
Today many Americans are suffering from debt, and a group that needs to take notice are people who carry a balance on their credit cards. Consumers have been taking on more credit card debt, and they are not paying it off every month, If interest rates rise as they tend...
The Department of Science and Technology’s (DOST) Small Enterprise technology Upgrading Program (SET-UP) is a nation wide strategy encouraging and assisting SMEs to adopt technology innovations to improve their operations and thus boost their productivity and competitiveness. How does it change things? The program enables firms to address their technical...
DOLE-BRW – Workers’ Microfinance Program (KALINGA para sa mga Manggagawa Fund) Program Objectives: To alleviate poverty among target workers through micro entrepreneurial activity; To support employment generation and promote entrepreneurship among workers; and To facilitate the access of workers to credit services to finance their livelihood and entrepreneurial activities. Eligible...
Recently, we posted an article about ensuring that homebuyers and sellers alike are informed about the process and the consequences, good or bad, of their real estate transaction. This becomes an especially important issue when we see stories like this…
A few decades ago, people assumed they would retire at the set age of 65, and most of them did. Their companies threw retirement parties and gave out watches. Today is a different story. Many people choose to work longer for social as well as financial benefits, and others just...
After going through four (or more) years of college and finally getting a job, it’s now time to be financially responsible and think of ways to build your wealth. Saving portions of your hard-earned salary is good enough but if you’re a brave young soul who is willing to take...
Recent Comments