When you go to a bank or financial lending institution there are 5 key things they will take into consideration before approving a loan. These “5 Cs” apply to both personal and business loans. Since the bank or lending institution are in business to make money, they take these 5...
There are many brilliant ways to invest and these ways are constantly diversifying in a world that is filled with incredible technological advancement. Investing really is down to the investor, that may seem like a very logical and quite silly thing to say but it’s true. I have found that...
Depending on the nature of your business and the business activities you need to perform, you may be required to obtain a surety bond at some point down the road. It is not uncommon for business owners to have misconceptions about surety bonds, because the purposes of these bonds can...
According to the U.S. Bureau of Labor Statistics, just more than 50% of Americans in the public sector contributes to a formal retirement plan such as a 401K. On the other hand, 83% of government workers actively participate in and contribute to a retirement plan. This stark contrast may in...
If your hospital or clinic is experiencing an influx in accounts receivable claims, then it’s time to turn the accounting tides. There are a number of ways to increase the transaction completion rate within your medical facility and make sure your patients pay on time. With medical finances in mind,...
The three biggest purchases most people make are their house, their education and their vehicles. Even if you’re looking to buy a used car, buying a car is a big deal and it’s pricey. Luckily, there is always room for negotiation. Car dealerships and personal sellers know people are going...
If you own a small business, then it’s becoming increasingly important to know the financial ins and outs of your industry. Hiring an accountant is helpful for managing your money, but truly knowing the financial trends within your industry is the key to business success. With financial smarts in mind,...
If you own a home, you most likely have homeowners insurance to go along with it. While it’s not required if you paid cash for your home, it is usually required by lenders if you had to take out a mortgage on your home. Since your home is most likely...
When you want to put up a business in the Philippines the first step would be to apply for business permits and licenses. Here are the application forms and requirements you will need to start a business in the Philippines.
No matter what age you are, retirement planning matters. But how many of us get onto it as quickly as we’d like? A Federal Reserve survey released in August 2014 revealed that a quarter of Americans haven’t started planning their retirement yet. Now is the time to make plans so...
Teenage is a very important stage in a person’s life. It is at this age group that the teenagers get distracted and make hell a lot of mistakes. They have to be taught about the importance of cultivating good habits at such a young age itself. It can be said...
According to data released by the Federal Deposit Insurance Corporation, small-business lending is recovering at a slower pace than other types of business loans. At the end of March, 2014, banks across the United States held a total of $585 billion worth of small business loans, which was only one...
Recent Comments