Managing finances is often the most underlooked aspect of our life that is important to take care of. It is because not only do we need to maintain our regular expenses and plan our financial needs regularly, but also plan our retirement and take care of financial aspects of our...
Retirement is not an age. It’s a financial state of being. If you can survive on the passive income, produced by your investments, then you can retire comfortably. That state isn’t regulated to people who been on the earth for 65 years, working away. No, by investing your capital wisely,...
There are many ways in which a company provides benefits to its employees. Whether out of moral responsibility, compliance with labor laws, or as a form of reward, a business entity should always take off its employees’ well-being. Providing health and other benefits, promoting a healthy work-life balance, or simply...
The Employee Retirement Income Security Act of 1974 is the law that created ERISA bonds. Essentially, these bonds provide a regulatory framework for employer-sponsored retirement plans. The legislation aims to protect all participants and beneficiaries in sponsored retirement plans. Read on to learn everything you need to know about ERISA...
Many digital marketers agree that the best thing about advertising online is its versatility. While there are undoubtedly strategies to help elevate a brand’s visibility on the World Wide Web, there are ways to step up your efforts through paid options too. Because it enables organisations to scale and choose...
Fixed deposits (FDs) are one of the most favored investment avenues in India. Assured returns coupled with low risks make FDs a hot choice among all investor classes. However, a major pitfall of FDs is the requirement of a lumpsum corpus for investment. Thus, small investors or lower-income groups often...
Business loans are an integral part of launching a startup or upgrading the existing company to the next level. They support various sorts of expenses like securing inventory, hiring employees, purchasing resources, or smoothening operations. However, the approval for Small Business Loans is not easy to get because it is...
Nowadays, you have so many options when it comes to credit cards, you can buy whatever and wherever with them – and the same goes with online spaces, there are no limitations. But with that being said, it’s not the best idea to freely use your credit card everywhere, due...
As the up-gradation of technology has changed the whole scenario of analyzing different sectors, telecom taxes also stand in a queue. The communication industry is evolving in which the taxes are the compulsory payments levied by the government on telecom operators. Efficient planning with better understanding helps minimize errors and...
Every year, millions of people all over the world take advantage of personal loans to consolidate debt, make home remodels/improvements, pay for unexpected expenses, and much more. And statistics keep showing that the number of people with personal loans is continually increasing. In the United States, for instance, data obtained...
You need to do a lot of things to ensure that your business stays strong if you are an entrepreneur. Beyond marketing and exemplary customer service, you also need to do internal business functions to ensure that you are able to meet your needs. Of all the things you can...
Do you know what a CIBIL score is all about? Are you aware of why it is so important? CIBIL score is an essential factor that gets inspected by the bank at the time of financing. Therefore, it is necessary to understand the way it is calculated. The most important...
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