It is not easy to get personal loans in the Philippines nowadays. Banks are getting stricter with the requirements now that there’s been a constant fluctuation in the country’s economy as well as that of the whole world. The burden does not stop once you get your personal loan approved....
Today many Americans are suffering from debt, and a group that needs to take notice are people who carry a balance on their credit cards. Consumers have been taking on more credit card debt, and they are not paying it off every month, If interest rates rise as they tend...
The Department of Science and Technology’s (DOST) Small Enterprise technology Upgrading Program (SET-UP) is a nation wide strategy encouraging and assisting SMEs to adopt technology innovations to improve their operations and thus boost their productivity and competitiveness. How does it change things? The program enables firms to address their technical...
DOLE-BRW – Workers’ Microfinance Program (KALINGA para sa mga Manggagawa Fund) Program Objectives: To alleviate poverty among target workers through micro entrepreneurial activity; To support employment generation and promote entrepreneurship among workers; and To facilitate the access of workers to credit services to finance their livelihood and entrepreneurial activities. Eligible...
Recently, we posted an article about ensuring that homebuyers and sellers alike are informed about the process and the consequences, good or bad, of their real estate transaction. This becomes an especially important issue when we see stories like this…
A few decades ago, people assumed they would retire at the set age of 65, and most of them did. Their companies threw retirement parties and gave out watches. Today is a different story. Many people choose to work longer for social as well as financial benefits, and others just...
After going through four (or more) years of college and finally getting a job, it’s now time to be financially responsible and think of ways to build your wealth. Saving portions of your hard-earned salary is good enough but if you’re a brave young soul who is willing to take...
The Filipino Freelancer’s Guide to Tax Deductions Paying taxes are as certain as death as Benjamin Franklin once said. If you’re a Filipino, you might even find yourself averse to the idea of it as the country’s deplorable state of poverty and corruption fills the news day in, day out....
10 Tax Tips Every Aspiring Entrepreneur Needs to Know Not all businesses—especially those that have just undergone business registration Philippines — have the capability of putting up their own tax-crunching department. This is especially true for younger businesses that have yet to expand enough to accommodate their own accounting team....
I am 25 years old, a licensed medical practitioner here in the Philippines, and as for fact, people who worked in the medical field only have an income that can support one person alone, or if you are lucky enough, then you can also support your family’s basic needs as...
I am 27 years old, and I currently work in a real estate company that sells condominiums. As a single mom of two boys and a full time worker, I have had my shares of financial difficulties. I usually pay my credit card bills on time, but during money crises...
Are you looking to save some money and still enjoy fun times along the way? For many Americans, these are challenging financial times, but that doesn’t mean they have to sacrifice good deals and fun for that matter when it comes along. While lowering your bills should always be a...
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