Managing your credit score is a key part of navigating life as an adult. You’ll hear about it frequently, especially as it affects your chances of securing a mortgage for a house, signing a mobile phone contract, signing up to car insurance, opening a bank account and plenty of other...
Getting a mortgage takes approximately 18 to 40 days. However, it depends on circumstances such as an individual’s situation and market status. In a time of fast deliveries and quick online services, we are used to the expeditious fulfillment of our needs and wishes. But this is not always the...
Your credit score can impact your ability to get a loan, a car or a new home. More than 90% of top lenders and other financing institutions use credit scores to help them make the least risky credit-related decisions. Unfortunately, many still do not understand how it can impact their...
Taking out loans is one of the ways people use to catch up with their budget and to purchase services and products that they importantly need. You have to be careful and to be decided when you do so because it’s all about money, and time plays a chief role...
It will be an exercise in futility if you try to plan for the unexpected in life, especially in money matters. No matter how well you create a budget and monitor spending; there will be situations that will catch you on the wrong foot. And these are the times when...
If you are looking to buy a car, but you’re worried that bad credit may prevent you from getting the car of your dreams, don’t fret. There are a number of options for getting a car, even if your credit is less than perfect. Here are some tips for buying...
A loan is the best way to purchase something that you need urgently but don’t have the money for. Nonetheless, individuals who want to get any amount from any banking institution must be able to follow specific regulations. They are vital because the lenders are sure that they will have...
Cash loans are easy to borrow without getting into a complicated borrowing process. Unlike long-term loans, these quick loans are not headaches or something you need to worry about a lot. After hearing about cash loan, many of you want to know how to get them? Well, as said before...
If you’re planning to make a major purchase anytime soon, you need to know more about how loans work, and that includes knowing everything there is to know about your credit score. If you do know what your credit score is or you do not understand how it came to...
I am 25 years old, a licensed medical practitioner here in the Philippines, and as for fact, people who worked in the medical field only have an income that can support one person alone, or if you are lucky enough, then you can also support your family’s basic needs as...
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