Retirement planning is not a one-step but a multi-step process that should evolve. Do you wish to have a secure and comfortable retirement for this, building a financial cushion all around you is essential. The best part about it is that it makes sense to pay attention to the minute...
Are you 50 or older or approaching 50? Now might be the time to take a good long look at your retirement plan. As you get older it is important to make sure that everything is in the right place to ensure that you have the happiest retirement possible. But...
The Employee Retirement Income Security Act of 1974 is the law that created ERISA bonds. Essentially, these bonds provide a regulatory framework for employer-sponsored retirement plans. The legislation aims to protect all participants and beneficiaries in sponsored retirement plans. Read on to learn everything you need to know about ERISA...
A 401K is a plan to help many American citizens enjoy a happy and successful retirement. It is a retirement package offered by employers that entails putting aside part of their employees’ income. Often times the employee contributes a percentage and the employer does as well. The money put aside...
Planning your retirement early on in your life is actually a good habit to get into. It is after all an important milestone in people’s lives. You should begin considering all of your options where you are going to be staying in your senior years; are you going to stay...
According to the U.S. Bureau of Labor Statistics, just more than 50% of Americans in the public sector contributes to a formal retirement plan such as a 401K. On the other hand, 83% of government workers actively participate in and contribute to a retirement plan. This stark contrast may in...
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