Does Walmart Take Apple Pay: Reasons and Alternatives

If you live in a country like the US, there’s an excellent chance that you have a Walmart within a five-km radius of your home. With unbeatable prices, a huge collection, and a massive inventory, Walmart is the go-to grocery destination for a lot of shoppers and day-to-day needs.

If you consider yourself an Apple fan, you’re probably a HUGE fan of Apple Pay too. Nothing is more convenient than just pulling out the iPhone and paying instantly and hassle-free at checkout, so shoppers don’t need to even bring their wallets to the vast majority of stores these days. But does Walmart take Apple Pay as a payment option? Or are you stuck using Walmart Pay or a regular credit card? Let’s explore it in the section below,

So, when you load up your cart with goods for the week and make your way to the checkout in lanes. As you dig through your wallet or look for cash or a card everywhere, you wonder to yourself and ask: Can’t I even just use Apple Pay and pay bills at Walmart? It’s 2023 already!

Does Walmart accept Apple Pay as a payment option?

So the answer is No, as of now Walmart doesn’t use Apple Pay as a payment option either online or offline in-store.

But in the future probably we might get the option of paying at Walmart through apple pay, as Apple users are increasing so the demand for Apple Pay as an option is also increasing. But surely we should keep checking or reading to know the same.

What Are the Reason of Walmart Not Taking Apple Pay

The reason behind this could be the impact Apple Pay creates on the business of Walmart. The payment processing will hamper as per the statement given by Walmart officials. The bottom line of Walmart won’t accept Apple Pay because of the merchant’s obligations as per the MCX which is Merchant Customer Exchange.

With MCX mobile payment system the 2% credit card fee gets waived for the customers, thus the clash between different vendors may start if Apple Pay as an option will be given to the shoppers for Walmart. The other notable reasons for the same are that the other payment apps like Apple Pay draws shoppers’ attention to pay at Walmart. Shoppers will eventually get the receipt saved in the account of Walmart. Usually, cash or cards are not required for paying. 

Shoppers can scan the QR code from in-store to quickly make payments. The e- receipt will get saved in the system for future shopping and returns. By linking the app to the user’s phone for in-store purchases payment is also possible.

So as a business model is important, it is more important to maintain a financial impact on business rather than customer ease and satisfaction.

Alternatives Ways to Pay at Walmart

There are several ways through which users can pay, Credit, debit, or gift cards can be added to the app later the shopper can use Tap Services at checkout time.

• EBT
• Paypal
• American Express, Credit Card, Visa, MasterCard
• Debit Card
• Gift Card by Walmart
• Capital One Walmart Credit Card 
• Affirm: Means buy now, pay later service

Third-Party App to Pay Through Apple Pay at Walmart

“Ibotta” is one such third-party application through which shoppers can seamlessly pay via Apple Pay. It allows you to set it as the default payment method whenever you shop from Walmart. So after you set it to default pay, Ibotta makes your purchase successful. The concept used here is Ibotta is paying on your behalf whenever you are buying stuff and making payments through Ibotta and later you can pay to Ibotta through Apple Pay and it will work at Walmart too. In the form of cashback rebates, the process can be made.

Conclusion

So in conclusion, Walmart does not take payment through Apple Pay directly due to various reasons discussed above but there are some third-party apps that can be used to effortlessly make payment through Apple Pay on Walmart. Shoppers can also pay through various different modes of payment provided as an option by Walmart for their customers like card payment or affirm etc.