CCAP discusses steps to maintain good credit standing The ongoing health crisis has caused immense economic changes for Filipinos, affecting their livelihoods and finances in the process. Months of lockdown amid the threat of a novel virus has made it harder to achieve financial stability, which in effect, has increased...
Although every business is unique and has its troubles and tribulations- they all have to start with one primary focus: money. How much money you start with can change the entire trajectory of your company. Unfortunately, we aren’t all born extraordinarily wealthy, and most of us have to work to...
Introduction Ask any seasoned investor about age-old tricks to derive profits from investments and their simple answer would be, there are none! This is because the strategies, which an investor used to use a decade back, do not hold any relevance in modern times. The advent of digital platforms and...
Fixed Deposits are well known for security of funds and substantial interest. FDs have a fixed maturity, usually preventing early withdrawals. The interest rate on FDs are fixed in advance. Surplus liquidity has forced financial institutions to cut rates of most deposits. Fixed deposit interest rates are also declining in...
The idea of an Internet of Things is not a new one. Devices that can report performance and receive instructions via an onboard microcontroller are to be found in a whole range of surprising places. The practice is especially evident in the world of motoring, where analysis of driver behaviour...
No matter what types of insurance you currently have, there remains the fact that you need to visit each policy’s terms and conditions in case you need to update or change something. This also applies to variable life insurance. As a matter of fact, the importance of reviewing variable policies...
Wealth Advisors are not all the same in terms of their services and knowledge. They can offer a variety of services, depending on what you require. Some wealth advisors offer financial advice, while others specialize in investing. They also can advise on investment options. As a result, you must find...
Security systems play an important role in keeping us safe. They protect our family and our homes. A security system is essential to ward off intruders and to keep burglars at bay. Although the primary objective of having a security system is to keep your homes safe from unwanted visitors,...
What happens if your plan, does not go according to plan? Paying for college is a huge undertaking and it is increasingly uncommon that students can pay for this out of pocket or have parents’ foot the entire bill for their education. So, the next best thing is taking out...
Many businesses, especially small companies with limited resources, fail because they don’t focus on their financial assets enough. Lots of small enterprises are not aware that their bookkeeping process is inefficient or outdated, while some others neglect it completely, wrongfully believing that the practice is redundant and just entails splurging...
CCAP tackles the industry’s changes and challenges in the new normal The credit card industry, like many other sectors, is no stranger to the adverse effects of the country’s widespread lockdown. As different types of businesses were forced to stop operations, credit card usage slumped as well, reflecting a 27%...
Starting a nonprofit is a great idea, but it takes a little more than a vision to ensure that it’s a successful one. From social media marketing to peer networks and private photo-sharing applications, you need to know how to fundraise in the 21st century. Since there are over 1.5 million...
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